Lorenzo (Fallout)

Lorenzo Giovanni is the owner and operator the Friendly Lending Company, or FLC, which is a moneylending business based in the downtown section of The Hub.

Styling himself as "the Munificient" and giving the outward appearance of an honest businessman running a respectable business, Lorenzo is in reality a veritable loan shark. Quite willing to use physical force - via enforcers Guido and Leone - to exact payment from a customer, Lorenzo can grow extremely hostile when clientele deviate from an agreement. He also claims that the Giovanni family name has been involved in "respectable business" since even before the Great War.

Lorenzo also rather readily reveals his ties to Decker, the head of the Hub Underground. When an unnamed individual accused Lorenzo of extortion, which was likely a truthful claim, his "good friend Decker set them straight". He also suggests to the Vault Dweller that Decker might have some work available for him, even offering himself as a reference.