Lady Jane

 is...

Quests
Debt Collector

Appearances
appears in the Fallout: New Vegas side quest Debt Collector. A caravan merchant having fallen on hard times she asks the player to retrieve caps from her pack Brahman in the Broc Flower Cave (which is filled with giant rats but contains a unique version of the Varmint Rifle The RatSlayer). She can be persuaded (through a 50 Barter or Speech check) to give the player several cartons of cigarettes instead. She can also be persuaded to give you the money if you have the Lady Killer Perk. In all cases she decides to leave New Vegas and return to California.

Bugs
If you have already been in the cave and retrieved the RatSlayer you will be unable to speak with her, she will stand and leave but there will be no dialogue, if you return the to Garretts you will still be able to complete the quest.