Gifted

Gifted is a Fallout, Fallout 2, Fallout Tactics and Lionheart Trait. You have more innate abilities than most, so you have not spent as much time honing your skills. Your statistics are better than the average person, but your skills are lacking.
 * All seven stats have a +1 modifier. All skills are -10%. You receive 5 less skill points per level. (published Fallout games)
 * You get 5 more points to spend on your stats. All skills are -10%. You receive 5 less skill points per level. (Van Buren, Black Isle's Fallout 3)
 * All stats have a +1 modifier. All non-spell skills are lowered 10 points. You receive 4 fewer skill points per level. (Lionheart)
 * You gain +7 points to spend on primary attributes, but you earn perks only once every four levels. (J.E. Sawyer's Fallout RPG)