Santiago

 is a smooth talker that owes some money in Freeside in 2281.

Background
Santiago is a smooth-talking con artist living in Freeside. He affects a Spanish accent to get out of paying for drinks. Thanks to his dishonest ways, he owes Francine Garret 212 caps and has no intention of paying them back before being confronted by the Courier.

Quests

 * Wang Dang Atomic Tango: He may be recruited to fill the role of a suave prostitute for the Garret twins' prostitution ring at the Atomic Wrangler Casino (the other option being Old Ben.)
 * Debt Collector: Francine Garret asks the player to find Santiago and bring back the money he owes her.

Other interactions with the player character

 * After Wang Dang Atomic Tango has been completed, you can have sex with him for 25 caps.
 * There is a dialog option where the player can ask for a discount to Mick & Ralph's for 50 caps (25 caps with a speech check). He will instruct you to tell Mick or Ralph the word "extravaganza". When this is done, however, they tell you that you have been set up and Mick and Ralph's doesn't do discounts. When return to him there is no dialogue option about it. But option will appear when you come to recruit him for the Garret twins as described before. Intimidating him you can acquire 256 caps. If you kill Santiago  you will find 25 caps on his body and you won't gain bad karma nor infamy with Freeside even after finishing Wang Dang Atomic Tango at the Atomic Wrangler.

Appearances
appears in Fallout: New Vegas.

Bugs

 * Recruiting Old Ben to satisfy the "Suave Talker" requirement of the quest Wang Dang Atomic Tango will make it impossible to collect the debt from Santiago through dialogue. Attempting to collect the debt will simply result in a selection of dialogue options where the Courier has no choice but to pay Santiago for his bogus discount password to Mick & Ralph's.
 * The option to recruit him for the Garret twins' prostitution ring (Atomic Wrangler Casino) is available upon meeting him if the quest Wang Dang Atomic Tango has been accepted. This will inadvertently accept and accomplish the initial quests of Debt Collector up to the fine-paying, and all options to pay the fine, except out of pocket are gone. This also will screw up your interactions with Francine Garret and possibly prevent the player from completing the quest. You can pickpocket a "bag of bottlecaps" off of him to fix this bug.
 * If you have already collected Santiago's debt and started the part of the quest to kill McCaffery you will receive the previous quest "collect 212 caps from Santiago in Freeside" again if you kill Santiago, the 212 caps are not on his body and there is no way to collect the caps from him then.