Swift Learner

Swift Learner is a Fallout, Fallout 2, Fallout Tactics, Fallout 3 and Lionheart Perk.
 * Requirements: Level 3 (2 in Fallout 3 and Lionheart), IN 4
 * Ranks: 3
 * Benefit: You are indeed a Swift Learner with this Perk, as each level will give you an additional +5% (Fallout, Fallout 2, Fallout Tactics) or +10% (Fallout 3) bonus whenever you earn experience points.
 * Notes: Best purchased at an early level. Help you gain levels faster, but you'll end up "losing" perks in the long run. In Fallout 3 you should really consider skipping this perk unless you're in a real hurry to gain experience, the maximum player level (20) is not high enough to make it worthwhile in the longer run.
 * Bug: Does nothing in Fallout Tactics.