Santiago

 is a character in Freeside in 2281.

Background
Santiago is a smooth-talking con artist living in Freeside. He affects a Spanish accent to get out of paying for drinks. Thanks to his dishonest ways, he owes Francine Garret 212 caps and has no intention of paying them back before being confronted by the Courier.

Interactions with the player character

 * You can have sex with him for 25 caps.
 * He can be recruited to fill the role of a suave prostitute for the Garret twins' prostitution ring at the Atomic Wrangler Casino for the second part of quest Wang Dang Atomic Tango.
 * There is a dialog option where the player can ask for a discount to Mick & Ralph's for 50 caps (25 caps with a speech check). He will instruct you to tell Mick or Ralph the word "extravaganza". When this is done, however, they tell you that you have been set up and Mick and Ralph's doesn't do discounts. If you kill Santiago afterwards you will find the caps on his body and you won't gain bad karma nor infamy with Freeside.

Bugs
The option to recruit him for the Garret twins' prostitution ring (Atomic Wrangler Casino) is available upon meeting him if the quest Wang Dang Atomic Tango has been accepted. This will inadvertently accept and accomplish the initial quests of Debt Collector up to the fine-paying, and all options to pay the fine, except out of pocket are gone. This also will screw up your interactions with Francine Garret and possibly prevent the player from completing the quest. You can pickpocket a "bag of bottlecaps" off of him to fix this bug.