Charge card (Fallout 4)

The charge card is a junk item

Background
A relic from before the Great War, the charge card required the user to fill the card with a monthly money limit, similar to a credit card. Debt in the form of late fees would still accrue if one was not careful in refilling their card each month. In post-War America, the cards are effectively worthless pieces of plastic with not much use outside of trading for meager sums. However, some enterprising individuals, like Parker Quinn, have geared a living on scamming the gullible with the promise of an "alternative" to carrying around hundreds of bottlecaps and a more convenient way to pay for goods all across the Commonwealth. Quinn charges 110 caps for the charge card (100 + 10 as a service fee).

Gameplay
Despite what Quinn says, no store in the Commonwealth will take it as a form of payment. However, Brooks in Far Harbor will redeem it for 100 caps. This can only be done once with any charge card found.

Dialogue
Despite not being accepted by any merchants in the Commonwealth, it can lead to unique dialogue options when talking to some, such as:
 * Myrna, who describes the card as "filthy synth money."
 * Percy, who declines and states he is only programmed to accept caps.
 * Solomon, who is uncomfortable working with abstract representations of money.
 * Moe Cronin, who accuses the player character of scamming him.
 * Polly, who is confused by it.
 * Sheng Kawolski, who is familiar with Parker Quinn's scam and encourages the player character to dispose of their card.
 * KL-E-0, who appreciates the novelty of crushing someone under the burden of financial debt.
 * Daisy, who is both astonished – as she has not seen one since before the war – and pitiful.
 * Arturo Rodriguez, who sees it as a poor joke.

Brooks in Far Harbor is the only merchant who accepts the card, and he will give the player character 100 caps in exchange for it.

Crafting
The charge card can be broken down into its individual components for use in crafting:

Locations

 * One can be bought from Parker Quinn for 110 caps.
 * Fort Strong, in an opened dumpster in the ruined house nearest (middle of the three) to the bridge. The dumpster is somewhat hidden behind a broken wall behind a leaned over shelf with nothing on it.
 * Rarely sold at level three and four trading stands.
 * Southeast of Walden Pond is a merchant that rarely has it.
 * Deb at Bunker Hill can sell a charge card.
 * It may, very rarely, spawn on traders that are being attacked by the automatrons in the Automatron add-on.